This collaboration represents a powerful convergence of financial intelligence + technology-driven advisory, designed to unlock long-term capital growth, secure investment strategies, and global expansion opportunities for enterprises, investors, and institutions.

Why This Partnership Matters

In today’s rapidly evolving global economy, organizations and investors require:
✔ Secure and transparent investment frameworks
✔ Diversified portfolio strategies
✔ Technology-enabled financial ecosystems
✔ Cross-border advisory and execution capabilities

Together, GIPG + Mare Rising Partners deliver exactly that.

What Clients Can Expect

✔ Structured investment plans aligned with financial goals
✔ Sustainable long-term capital growth
✔ Transparent fee models and performance-based returns
✔ Continuous advisory and portfolio optimization
✔ Access to global opportunities across markets

Target Sectors

This partnership is designed to support:
🏦 Banks & Financial Institutions
💳 FinTech Companies
🏥 Healthcare & Hospitals
🎓 Universities & Education Groups
🏨 Hospitality & Real Estate Investors
🌍 High Net-Worth Individuals (HNIs) & Enterprises

 Leadership Vision

“This partnership is not just about investments — it is about building a future of financial intelligence, transparency, and sustainable global growth. Every transformation begins with a vision — and at GIPG & Mare Rising Partners, we turn that vision into reality.”

The UAE Golden Visa is a long-term residence visa valid for up to ten years at a time. It allows qualified professionals to live, work, study, and/or travel in the UAE.

Benefits of the UAE golden visa

• Ten years of validity: The UAE Golden Visa can be valid for up to a decade after the first application. The validity period makes the Golden Visa a long-term residency option with significant flexibility
• UAE work authorization: The Golden Visa grants foreigners legal work authorization in the UAE. Visa holders can engage in advantageous business opportunities throughout the country, including in Dubai
• No employer sponsor required: Unlike most work visas, the UAE Golden Visa does not require a sponsor. Qualified individuals can apply independently without needing a job in the UAE or a sponsoring company
• Tax benefits: Golden visa holders reap significant tax benefits living in the UAE. The UAE has no personal income tax and several other tax benefits for residents
• Residency for spouses and children: An approved UAE golden visa grants residency for the visa holder and their spouse and children, regardless of age
• Sponsorship for domestic helpers: UAE golden visa holders can sponsor visas for an unlimited number of domestic helpers like butlers, nannies, drivers, and other household staff
• Free Esaad privilege card: In 2022, the UAE started issuing the Esaad privilege card to all golden visa holders. Formerly only available to government employees, the cart grants discounts at over 7,000 businesses throughout the UAE and in 92 countries
• Access to UAE healthcare: UAE residents and their families get access to the UAE’s excellent healthcare system. With the Esaad privilege card, golden visa holders are eligible for significant discounts at certain healthcare providers
• Easy travel: Golden visa holders can easily travel in and out of the UAE. The Golden Visa is a multiple-entry visa, allowing holders to reenter several times without applying for a new visa
• Opportunity for visa renewal: After the initial five or ten-year validity period, UAE golden visa holders can apply for visa renewal. Overall, the golden visa offers a range of benefits to professionals and their families

Who qualifies for the UAE golden visa?

Foreign nationals from diverse career paths qualify to work or study in the UAE on the golden visa. Some individuals who can get a Golden Visa include:

• Entrepreneurs: With a project worth 500,000 dirhams or more (as valued by a UAE auditor)
• Specialized talent: Doctors, scientists, artists, inventors, athletes, Doctoral degree holders, and many others
• Humanitarian workers: Certain members, outstanding employees, and funders of humanitarian organizations
• Frontline heroes: Nurses, medical assistants, lab technicians, pharmacologists
• Investors: Real estate investors and public investors
• Outstanding students: Both high school students and university students can qualify

The United Arab Emirates is an increasingly popular destination for international entrepreneurs, investors, and professionals.

The UAE’s strategic location, lack of personal income tax, and wealth of business opportunities make it an attractive option. Also, Dubai’s iconic cultural hub position adds to the country’s allure.

The UAE incentives foreign nationals to relocate with the streamlined golden visa. The UAE golden visa offers numerous benefits, and professionals from various backgrounds qualify.

What is the UAE golden visa?

The UAE Golden Visa is a long-term residence visa valid for up to ten years at a time. It allows qualified professionals to live, work, study, and/or travel in the UAE.

Benefits of the UAE golden visa

• Ten years of validity: The UAE Golden Visa can be valid for up to a decade after the first application. The validity period makes the Golden Visa a long-term residency option with significant flexibility
• UAE work authorization: The Golden Visa grants foreigners legal work authorization in the UAE. Visa holders can engage in advantageous business opportunities throughout the country, including in Dubai
• No employer sponsor required: Unlike most work visas, the UAE Golden Visa does not require a sponsor. Qualified individuals can apply independently without needing a job in the UAE or a sponsoring company
• Tax benefits: Golden visa holders reap significant tax benefits living in the UAE. The UAE has no personal income tax and several other tax benefits for residents
• Residency for spouses and children: An approved UAE golden visa grants residency for the visa holder and their spouse and children, regardless of age
• Sponsorship for domestic helpers: UAE golden visa holders can sponsor visas for an unlimited number of domestic helpers like butlers, nannies, drivers, and other household staff
• Free Esaad privilege card: In 2022, the UAE started issuing the Esaad privilege card to all golden visa holders. Formerly only available to government employees, the cart grants discounts at over 7,000 businesses throughout the UAE and in 92 countries
• Access to UAE healthcare: UAE residents and their families get access to the UAE’s excellent healthcare system. With the Esaad privilege card, golden visa holders are eligible for significant discounts at certain healthcare providers
• Easy travel: Golden visa holders can easily travel in and out of the UAE. The Golden Visa is a multiple-entry visa, allowing holders to reenter several times without applying for a new visa
• Opportunity for visa renewal: After the initial five or ten-year validity period, UAE golden visa holders can apply for visa renewal. Overall, the golden visa offers a range of benefits to professionals and their families

Deel Immigration

Get worldwide visas without the legwork

Hire and retain the best global talent, while smoothing out the usual visa hurdles. Deel’s in-house immigration support handles the entire visa process, enabling employees to work from 50+ countries—and counting.

Who qualifies for the UAE golden visa?

Foreign nationals from diverse career paths qualify to work or study in the UAE on the golden visa. Some individuals who can get a Golden Visa include:

• Entrepreneurs: With a project worth 500,000 dirhams or more (as valued by a UAE auditor)
• Specialized talent: Doctors, scientists, artists, inventors, athletes, Doctoral degree holders, and many others
• Humanitarian workers: Certain members, outstanding employees, and funders of humanitarian organizations
• Frontline heroes: Nurses, medical assistants, lab technicians, pharmacologists
• Investors: Real estate investors and public investors
• Outstanding students: Both high school students and university students can qualify

Discover if the UAE golden visa is right for you with Deel Immigration

The UAE golden visa benefits are varied. As you assess the advantages of relocating to the UAE, consider which immigration service provider can support your application.

Overseas investors are driving the UAE mortgage market, with non-residents accounting for up to 40 per cent of bookings, according to Money Maestro.

With mortgage financers offering loans of as much as AED80m ($21.8m) and interest rates as low as 4.99 per cent there is considerable demand said the financial brokerage expert.

The UAE’s mortgage market is experiencing a transformative surge, driven by the substantial interest from non-residents.

UAE mortgages

Constituting between 35 per cent to 40 per cent of overall mortgage bookings, non-residents, hailing primarily from the GCC, UK, US, Germany, and India, are increasingly opting for home loans in the UAE, signalling the country’s appeal as a global investment destination.

In recent years, the UAE has solidified its position as a location for international investors and expatriates seeking lucrative opportunities in real estate.

With its dynamic economy, world-class infrastructure, and cosmopolitan lifestyle, the UAE attracts individuals from diverse backgrounds looking to invest in property.

Rajender Prasad, Managing Director of Money Maestro, said: “Non-residents can now easily secure mortgages in the UAE, providing them with an opportunity to invest in the vibrant real estate market of the country.

“Eligibility criteria vary from bank to bank, with some requiring a minimum post-tax salary equivalent to AED 25,000, while others may consider factors such as average credit balances in personal accounts or even global net worth statements.

“For salaried individuals, identification papers, proof of employment, and bank statements are typically required, while self-employed applicants may need to provide company financial performance reports”.

According to Prasad, the Loan-to-Value (LTV) ratio ranges from 60 per cent to 70 per cent on a case-to-case basis, with interest rates starting as low as 4.99 per cent and going up to 6.49 per cent, depending on the bank.

The maximum tenure applicable is 25 years, with the loan maturity capped at the age of 65 years.

Banks in the UAE offer varying maximum loan amounts, with some extending financing of up to AED80m ($21.8m).

Institutions such as HSBC, CBD, DIB, Mashreq, and Emirates Islamic, among others, are at the forefront of offering mortgage solutions to non-residents.

As the UAE continues to attract global talent and investments, the accessibility of mortgage options for non-residents underscores the country’s commitment to fostering a conducive environment for international investors and expatriates.

Investing in property has always been considered to be a relatively sound investment worldwide. In the UAE, the option is even more attractive as new developments and incentives are being introduced every day in the UAE that boost the value proposition of real estate here.

The UAE property sector is increasingly becoming one of the most diverse and market-friendly in the world. Now, is a great time to invest in property here, but it’s important that buyers approach the issue armed with all the relevant knowledge to make the best choice suited to their needs.

Select smart

Do your research and study several residential properties based on what matters the most to you. Real estate goals come in all sorts of shapes and sizes, so don’t let anyone tell you yours are too big or small.

You could be buying for your own use, or for the long-term goal to earn revenue. Based on what you want, find out which areas are performing well and take that into account when deciding where to invest.

The UAE offers a plethora of options for you to choose from – high-rises in Dubai Marina, JLT and Business Bay, community living in Arabian Ranches, DAMAC Hills, to luxury living and offices in Business Bay and Palm Jumeirah. Pick those properties which are ripe for investment. Diversifying your portfolio can also make it less susceptible to market fluctuations.

Get finances in order

A larger down payment can speed up your investment process. It is recommended that at least 20 percent of your purchase price is paid in advance to avail the property and make you eligible to buy it immediately. If you borrow less money, you will obviously have less to pay back. This leaves you more cash for other things, or potentially enables you to take out a shorter-term mortgage with a lower interest rate.

Real estate developers can also offer financing services, which can bring down interest rates or give you more years to pay off the cost. DAMAC has its own financing service called DAMAC Mortgage Assist, which ensures maximum comfort and ease for the customers, who not only get the best financing deal, but also get it for a property that scores high on every facet of luxury.

Renovate

Renovating a space is an interesting experience for creative real estate investors. When done correctly, you will be able to renovate the space into a smarter and more modern design, boosting the value of the property over time. There are ample reports suggesting that upgrading your property can bring up the price per square foot by as much as 33 percent.

Renovations can be done by hiring an interior designer or having your own design skills embedded into the space. This flows into the price of the property as well, increasing the sale price and generating a higher profit.

Invest to reside

The classic approach to invest in a property is to purchase and reside in it. This not only saves you from extra unnecessary costs, but also means a long-term investment. For example, you are paying your own mortgage instead of a landlord’s, flowing your money back into your property and growing your net worth. A point to keep in mind though is saving up for a down payment and using that to pay out a mortgage.

Rent your property

Investing in a property and renting it out immediately guarantees generating a stable monthly income which can be used to pay off a mortgage. While a careful buy-to-rent plan promises a reliable revenue inflow in the long term, it can be quite risky if it is your only real estate investment.

While events such as the market crash and Covid-19 do occur, rental property owners who invest for long-term returns are not affected. One of the distinguishing characteristics of the real estate industry is the never-ending boom-and-bust cycle. Once an investor understands how to recognise this cycle, the traditional adage of “buy low, sell high” becomes much simpler to achieve.

Stay educated

Real estate investment, while not rocket science, needs careful planning. As with any business, it is imperative to stay up to date with the laws, regulations, terminology, and trends that form the basis of the real estate investor’s business.

Investors who fall behind risk not only losing momentum in their businesses, but also legal consequences if rules are ignored or broken. Successful real estate investors stay educated and adapt to any regulatory changes or economic developments. Moreover, keep up to speed on real estate, tax, and lending laws and regulations that could directly or indirectly impact your business.

The time is now

The favourable buyer’s market has sparked a surge in real estate transactions in Q1 which is expected to continue for the rest of year. Transactions and sales continue to break records. The emirate recorded 25,972 transactions in the first quarter of 2022, marking it the highest number of deals since 2010 in a single quarter and the highest volume since the first quarter of 2014, according to DLD.

As the UAE government continues to launch incentives that make the country an attractive destination for working, residing and growing business, the UAE real estate will become even more sought after. Therefore, the time is now to make your home ownership dreams a reality.